Self-employed borrowers
We work through business financials, tax returns and current trading performance to identify suitable servicing pathways.
Home loan finance for complex borrowers
Your finances are not standard. Your home loan should not be either.
We structure residential lending for self-employed borrowers, investors and clients whose income, entities or property holdings need a more considered approach.
Who we help
Home lending built around your real financial position.
When income, assets and liabilities span businesses, trusts, companies and multiple properties, lender policy can vary significantly. We identify the lenders most likely to understand the position and package the application clearly.
Complex income
Solutions for income drawn across salaries, distributions, retained earnings, rent and other legitimate revenue sources.
Investor portfolios
Purchase, refinance and equity-release strategies that consider the performance and structure of the whole portfolio.
Mixed property portfolios
A coordinated view of residential and commercial property debt, security, cash flow and future borrowing capacity.
One strategy. The whole position.
Residential lending with commercial understanding.
CRE Finance brings commercial credit experience to home lending. We look beyond the immediate loan to understand how each facility affects business cash flow, portfolio flexibility and the next transaction.
StructureMatch borrowers, securities and loan splits to your objectives.
CapacityConsider lender servicing policy across the complete position.
FlexibilityProtect options for future purchases, refinances and business needs.
Our approach
Make the complexity easy for a lender to understand.
- ReviewWe map your income, entities, debts, properties and objectives.
- PositionWe identify the strongest servicing case and the supporting information required.
- CompareWe test suitable lender policies, structures and pricing.
- ManageWe present the application and manage it through approval and settlement.
Speak directly with Tim Allen
Let’s understand the full position before choosing the loan.
Whether you are buying a home, refinancing or planning your next investment, start with a clear view of the available lending pathways.