Purchase finance
Funding for stabilised investments, value-add assets and commercial acquisitions requiring a clear settlement path.
Commercial investment finance
Commercial property finance built around income and security.
Finance for investors acquiring, refinancing or releasing equity from office, retail, industrial, medical and other commercial property.
Commercial lending strategy
Match the loan to the asset, lease and ownership strategy.
Lease-doc lending
Income-led assessment where the property lease and tenant quality can support the proposed debt.
Equity release
Unlock equity for another acquisition, capital expenditure or broader investment objectives.
Credit assessment
What lenders will test.
- Net rental income, lease expiry profile and tenant concentration
- Interest coverage or debt-service coverage at the lender’s assessment rate
- Property type, location, valuation and maximum loan-to-value ratio
- Borrower structure, liquidity, guarantees and repayment strategy
- Capital expenditure, vacancy and reletting risks