Purchase finance
Finance for offices, warehouses, industrial facilities, medical suites and specialised premises.
Business premises finance
Own the property that supports your business.
Owner-occupier finance for purchasing, building or refinancing warehouses, offices, medical suites, workshops and other business premises.
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Commercial owner-occupier finance
Own the premises that powers your business
Whether you are purchasing your first premises, expanding into a larger facility or refinancing an existing loan, we align the property debt with your business cash flow and growth plans.
Refinance & equity release
Review existing debt, improve structure and access equity for working capital or expansion.
SMSF property finance
Specialist lending options for eligible business premises acquired through an SMSF structure.
Blended solutions
Coordinate property, equipment and working-capital facilities as one commercial strategy.
Before signing a contract
Pressure-test the complete transaction.
Deposit and costs
Allow for lender equity, stamp duty, GST treatment, valuation, legal expenses and any fit-out or relocation cost.
Serviceability
Test repayments against sustainable business earnings rather than relying only on the property value.
Future flexibility
Preserve adequate working capital and avoid structures that unnecessarily restrict the business’s next move.