Improve structure
Review interest-only periods, amortisation, facility limits, security and covenant settings.
Commercial property refinance
Make the existing debt compete for your business.
Review pricing, lender fit, amortisation, covenants and equity-release capacity before the current facility becomes a constraint.
Reasons to review
Refinance around the next objective.
Release equity
Test available leverage for acquisitions, business investment or capital expenditure.
Respond to change
Address lease events, asset repositioning, lender appetite changes or upcoming facility expiry.
Refinance review
What we compare.
- Total annual interest, line fees, establishment costs and exit costs
- Interest-cover and debt-service assumptions
- Maximum leverage and valuation sensitivity
- Loan term, amortisation and interest-only availability
- Covenants, reporting obligations and future funding flexibility