Site acquisition
Funding for development sites, including land-rich and income-producing opportunities.
Property development finance
Finance structured around the development programme.
Funding strategy for site acquisition, land subdivision, residential and industrial construction, residual stock and complex development exits.
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Development finance
Funding that moves with your project.
From site acquisition and land holding through construction and completed-stock refinance, we structure funding around your programme, presales, equity position and exit.
Construction finance
Senior debt and tailored non-bank solutions for residential, industrial and mixed-use projects.
Private credit
Flexible capital for timing gaps, lower-presale projects and transactions outside bank policy.
Residual stock & refinance
Release equity, refinance completed stock and create time for an orderly sell-down.
Development deals
Finance shaped to the project.
Every development has a different funding constraint. These examples show how lender selection and structure can respond to the asset, programme and sales strategy.
Selected transactionIndustrial
$32MGross realisation value
Metro Brisbane industrial development
Major-bank construction finance structured with an optimised presales requirement, balancing lender appetite with the developer’s delivery and sales programme.
- Location
- Metropolitan Brisbane
- Facility
- Major-bank construction finance
- Key outcome
- Optimised presales requirement
Selected transactionLand subdivision
$44MTotal GRV across three stages
Melbourne growth-corridor residential subdivision
Major-bank civil construction finance for a three-stage residential land subdivision, taken to market through a competitive pricing tender.
- Location
- Melbourne growth corridor
- Facility
- Major-bank civil construction finance
- Approach
- Competitive pricing tender
Selected transactionMedium-density residential
$27.5MPortfolio gross realisation value
Metro infill townhouse portfolio
Non-bank construction finance across a portfolio of medium-density townhouse projects, procured through a competitive tender with progressive equity contributions aligned to delivery.
- Location
- Metropolitan infill locations
- Facility
- Non-bank construction finance
- Structure
- Progressive equity contribution
Common questions
Development finance fundamentals.
How much equity will a development require?
It depends on land value, total development cost, gross realisation value, presales, experience and lender risk appetite. Both cost and end-value constraints need to be tested.
Are presales always required?
No. Requirements differ materially across banks, non-banks and private-credit lenders, and are influenced by marketability, gearing and sponsor experience.
Can interest and fees be funded?
Many development facilities retain an interest budget and capitalise eligible costs, subject to the lender’s maximum leverage and cost controls.
When should finance discussions start?
Before the acquisition or building contract becomes unconditional. Early testing exposes valuation, equity and timing constraints while options remain open.